Spending time thinking... It is honorable, even expected, to gain wealth and profit from your God given resources, talent, and work. That is good stewardship of talent.
What's the opposite of profit? Loss.
So, conversely, loss of wealth - especially when you are not using your talents and resources - is NOT good stewardship.
Don't agree? Take a look at The Parable of the Talents (Matt 25)
The servant who buried the talent did so because he said he was afraid. The master called him wicked and lazy!
Breaking even is worse than a loss because it shows lack of initiative!
The talent (Capital) was always meant to be stewarded and meant to produce ROI. Passive preservation (aka burying) is unacceptable and irresponsible. He was treated harshly because he hid it, and did not labor on behalf of his master. It was the lack of initiative that was punished. If he tried, even if he lost, he probably would have received praise for effort. (Notice how both of the servants who used the talents, actually gained btw - that says something to me. Loss isn't really an actual result when you put the talents to use. So...I look at it as a moral responsibility!)
The parable reminds us that while the unknown is uncertain, courage to confront, with an expectation of a ROI is rewarded. And no one does this better than an entrepreneur 
For those of you still burying your talents because you think its safe, its time to stop... It's not why they were given to you.
Steward them well, be responsible, invest them, grow them, use them to serve God and the world. And hear "Well done, good and faithful servant. You have been faithful over a little; I will set you over much. Enter into the joy of your master."
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